Emlak Katılım
Emlak Katılım

Comprehensive Auto

With comprehensive motor insurance, your vehicle will be covered against a wide range of risks, such as collisions, theft, flood and water damage, terrorism and malicious acts. You can enjoy your vehicle with your loved ones, safe in the knowledge that you are protected against unexpected risks.

Minor damage (*) that may occur to your vehicle during the policy period is covered free of charge under the ‘mini repair’ scheme, without affecting your no-claims bonus.

(*) Within the limits specified in the policy.

Scope of Cover

  • Fire
  • Theft
  • Collision and impact
  • Strikes, lockouts, civil unrest, terrorism
  • Floods and water damage
  • Theft of the vehicle resulting from the loss of keys
  • Damage other than fire caused by contact with cigarettes or similar items in the vehicle
  • Towing by unauthorised persons
  • Transport of explosive and flammable substances
  • Cash cover
  • Carried cargo
  • Depreciation
  • Filling with the wrong fuel
  • No-claims bonus
  • Business interruption
  • Damage caused by earthquake, landslide, storm, hail, lightning or volcanic eruption
  • Minor repairs
  • Replacement of the lock mechanism following the loss of a key
  • Personal effects cover
  • Damage caused by rodents and other animals
  • Audio and video equipment
  • Damage occurring abroad
  • Optional financial liability
  • Optional financial liability for claims for non-pecuniary damages
  • Personal accident seat cover
  • Personal accident seat cover for death and permanent disability
  • Personal accident emergency assistance cover
  • Personal accident seat earthquake cover
  • Legal protection
  • Legal protection relating to the motor vehicle
  • Driver legal protection

Minor Repairs

With Türkiye Sigorta’s Extended Comprehensive Cover (RS), you can take advantage of minor repair services at Repair Service centres before minor damage to your vehicle turns into major problems. How does it work? At authorised minor repair centres, you can have your vehicle repaired for the types of damage listed below without affecting your no-claims discount.

Scope of Minor Repairs

  • Paintless Dent Removal
  • Paint-Damaged Dent Removal
  • Paint Repair, Minor Touch-ups
  • Plastic Bumper and Panel Repair
  • Interior Upholstery Repair
  • Windscreen Repair
  • Stain Removal

Car Hire

In the event of damage to the insured vehicle (covered under the Comprehensive Motor Insurance Policy) resulting from a breakdown or accident occurring during the policy period, and provided that all of the following conditions are met, a replacement hire car will be provided to the insured person or policyholder (up to a maximum of twice a year) in accordance with the terms and limits set out in the policy.

This service is provided only for private cars and, optionally, for private-use vans and light commercial vans.

If you select the ‘Luxury Segment Rental Car’ option when taking out your policy for private passenger cars, a Luxury Segment vehicle will be provided for your use in the event of any damage to your vehicle.

Your policy is valid for one year from the start date.