Travel Health Insurance
With Foreign Travel Health Insurance, you can guarantee treatment expenses for any urgent and unexpected health problems you might face during your travels abroad.
Other than treatment expenses, you can secure yourself against loss of luggage, transfer costs, delays due to miss of connecting flight, cancellation of the participant’s tour due to mandatory reasons etc. and can facilitate your life.
Policy Coverage
- Medical treatment coverage
- Emergency medical discharge and transfer due to injury or serious disease
- Funeral transfer
- Transfer costs after medical treatments
- Extension of accommodation period due to injury or disease
- Accommodation of one family member due to injury or treatment of a disease
- Loss, damage and theft of the luggage
- Cash advance
- Delayed luggage (12 hours and more)
- Delay due to double booking
- Being late due to miss of connecting flight
- Cancellation of the tour of the participant (due to mandatory reasons)
- Refusal of visa
- Information and organization services
Foreign Travel Heath insurance, which is required by consulates during your visa applications, guarantees your urgent medical expenses that you might face during your travel and facilitates your life with assistance services.
Tax Advantages
You can deduct from tax all the premium amounts that you pay for you, your spouse and children under age 18 provided not to exceed the amount specified below
- If you are a wageworker, 15% of the monthly gross wage and total amount of annual gross minimum wage;
- If you are a self-employed person, 15% of the annual declared income and total amount of the annual gross minimum wage.
Foreign Travel Health Insurance is offered by Katılım Emeklilik.
Emlak Katılım is the agent of Katılım Emeklilik A.Ş.
| PRODUCT NAME | TRAVEL HEALTH |
|---|---|
| Purpose | Its purpose is to provide coverage against sudden risks encountered by insured individuals during domestic or international travel, or by students traveling abroad for educational purposes. It is also mandatory for visa application procedures. |
| Customer Group | The entry age for the insurance is 18–80. Individuals aged 0–17 may be insured, provided that a parent acts as the policyholder. |
| Maturity | It varies depending on the duration of the trip—such as 7 days, 15 days, 1 month, 2 months, or 1 year. Domestic travel is limited to 30 days. For travel abroad, the period begins the moment exit from the country's borders is verified via passport and ends the moment re-entry into the country's borders is verified via passport. For travel originating from abroad, the period begins the moment entry into the country's borders is verified via passport and ends the moment exit from the country's borders is verified via passport. |
| Features | There are three packages available: one for domestic travel, and—for international travel—standard visa insurance, VIP travel insurance, and student educational travel health insurance. |
| Payment Plan | Travel Health – Payment Method (Credit Card/Cash/Bank Transfer/Bank Account) Health – Upfront Payment via Credit Card (No Discount) |
| Guarantee | Coverage details according to the packages are specified below. |
| Application Channels | Our bank's branches |
| Domestic Travel Coverage | Limits | |
|---|---|---|
| Medical Treatment Coverage for Sudden Illness or Disease | 4000 TL | |
| Travel or Transfer of the Insured to the Nearest Medical Facility Providing Treatment | ||
| Transfer of the Insured to Their Place of Residence After Discharge | ||
| Repatriation of the Deceased Insured's Remains | ||
| Baggage Loss or Damage | 150 TL | |
| Student Educational Travel Health Coverage | Limits | |
|---|---|---|
| Medical Treatment Coverage for Sudden Illness or Disease | 30.000 Euro | |
| Travel or transfer of the insured person to the nearest healthcare facility where treatment can be provided. | ||
| Funeral Transportation of the Deceased Insured | ||
| Transfer of the Insured Person to Their Residence Address After Discharge | ||
| Travel by a Family Member Due to the Insured's Medical Treatment | Economy Class Flight Ticket | |
| Accommodation of a Family Member Due to the Insured's Medical Treatment | Max. 200 Euro, Max. 4 Gün | |
| Medical Consultation | Sınırsız | |
| Transmission of Urgent Messages | Unlimited | |
| Baggage Loss or Damage | 250 Euro | |
| Suretyship Related to Legal Proceedings (As a Debt) | 3500 Euro | |
| Organization of Medication Shipment | Max. 5 Kg | |
| Standard Travel Health Coverage | Limits | |
|---|---|---|
| Medical Treatment Coverage for Sudden Illness or Disease | 30.000 Euro | |
| Travel or transfer of the insured person to the nearest healthcare facility where treatment can be provided. | ||
| Funeral Transportation of the Deceased Insured | ||
| Transfer of the Insured Person to Their Residence Address After Discharge | ||
| Travel by a Family Member Due to the Insured's Medical Treatment | Economy Class Flight Ticket | |
| Accommodation of a Family Member Due to the Insured's Medical Treatment | Max. 200 Euro, Max. 4 Gün | |
| Medical Consultation | Sınırsız | |
| Transmission of Urgent Messages | Unlimited | |
| Baggage Loss or Damage | 250 Euro | |
| Suretyship Related to Legal Proceedings (As a Debt) | 3500 Euro | |
| Organization of Medication Shipment | Max. 5 Kg | |