Vehicle Finance
What You Want to Buy Is at Emlak Katılım!
The vehicle finance you need for new and used cars is at Emlak Katılım! Apply via your nearest branch within the amounts and margins in the table.
| Final Invoice Amount of the Vehicle / Comprehensive Insurance Value | Ratio to Vehicle Value | Term |
|---|---|---|
| 0-400,000 TL | %70 | 48 |
| 400,001 – 800,000 TL | %50 | 36 |
| 800,001 – 1,200,000 TL | %30 | 24 |
| 1,200,001 – 2,000,000 TL | %20 | 12 |
| 2,500,000 ve üzeri | %0 | 0 |
Required Documents
- Turkish ID Card
- Proof of income based on the individual’s employment status (pay stub, employment history, etc.)
- For New Vehicles: Pro forma invoice for the vehicle to be financed
- For Used Vehicles: A photocopy of the vehicle registration certificate
Eco-Friendly Vehicle Finance
Eco-Friendly Vehicle Financing is a financing product used to finance vehicles that are considered environmentally friendly and have lower carbon emissions compared to traditional vehicles with internal combustion engines.
When our customers use financing from our bank for electric or hybrid vehicles, they can benefit from a 2-point discount off our standard vehicle financing rates.
In addition, a special tree-planting donation is made on behalf of our financing customers through OGEM-VAK.
Eco-Friendly Vehicle Financing, featuring low profit-sharing rates for low-carbon-emission vehicles, is waiting for you! Available at Emlak Katılım with rates 2 points lower than our current rates!
The Importance of Eco-Friendly Vehicle Financing as a Form of Environmentally Friendly Financing
Eco-Friendly Vehicle Financing is our financing product designed exclusively for the purchase of electric and hybrid vehicles. By offering lower interest rates compared to our traditional vehicle financing options, we encourage customers looking to purchase a vehicle to choose environmentally friendly options. In this way, we continue to uphold our commitment to “a clean world for future generations.”
Features
Eco-Friendly Vehicle Financing is used for the purchase of electric or hybrid vehicles.
Customers who use Eco-Friendly Vehicle Financing receive a 2-point reduction in the interest rate from the current published rates.
A special tree sapling donation is made on behalf of our customers who use Eco-Friendly Vehicle Financing through OGEM-VAK.
The term and amount limits for financing provided under the Eco-Friendly Vehicle Financing program are determined in accordance with the BDDK’s current decisions.
Disbursement Phase
Our customers can apply for Eco-Friendly Vehicle Financing through our branches.
Once the required documents for the application have been submitted, they undergo an approval process by our bank.
Following approval, the Eco-Friendly Vehicle Financing is disbursed as part of the vehicle financing program. The process is completed after the notary procedures, and our bank places a lien on the vehicle.
For more information and to apply, please visit our branch nearest to you.