Cookie Policy
This disclosure text has been prepared by Türkiye Emlak Katılım Bankası A.Ş., acting as the data controller, in accordance with Article 10 of the Personal Data Protection Law No. 6698 (“KVKK”) and the Communiqué on Procedures and Principles to be Followed in Fulfilling the Obligation to Inform. It aims to inform you about the processing of personal data obtained automatically through the placement of cookies on your device while using our website—specifically regarding the types of cookies used, the purposes of their use, and how they can be managed.
For cookies used on our website other than strictly necessary cookies, we obtain users' explicit consent and provide the option to modify that consent at any time. Through the cookie management panel, you can view the types of cookies used on our website and set your preferences—choosing "on" or "off"—for all cookies other than strictly necessary ones. You may also change your preferences via this panel at any time.
1. Identity of the Data Controller
You can find information below regarding our Bank, acting in the capacity of data controller.
Trade Name: Türkiye Emlak Katılım Bankası A.Ş.
MERSİS No: 0879 0015 2770 0040
Address: Barbaros Mah. Begonya Sok. No: 9A/1 Ataşehir / İSTANBUL
E-mail Address: kvkk@emlakkatilim.com.tr
KEP Address: turkiyeemlakkatilimbankasi@hs02.kep.tr
Telephone: 0850 222 26 26
2. Types of Cookies, Purposes of Processing Personal Data, and Legal Grounds
The cookies used on our website are classified into two categories based on duration and party, and into four main categories based on their intended use.
Cookie types based on duration: Our website utilizes session cookies and persistent cookies.
Session cookie: These are used to maintain session continuity and are deleted when you close your browser or end your session.
Persistent cookie: These are not deleted when the web browser or session is closed; instead, they remain valid until their expiration date and are used to recognize you when you revisit our website.
Types of cookies based on the placing party: Cookies are categorized into two types based on the placing party: first-party cookies and third-party cookies. Whether a cookie is classified as first-party or third-party depends on the website or domain that places it.
First-party cookies: These are placed directly by the website the user is visiting—that is, the web address displayed in the browser's address bar.
Third-party cookies: Third-party cookies are placed by a domain other than the one the user is visiting.
Types of cookies based on purpose of use: The following cookies are used on our website based on their purpose of use:
Strictly Necessary Cookies
These are cookies that are essential for the operation of our website. They are strictly necessary to provide an information society service you have requested (such as logging in, filling out forms, and remembering privacy preferences). These are first-party cookies that process personal data during the session (with the exception of cookies regarding your privacy preferences, which persist beyond the session duration) and are automatically deleted when the session ends.
Personal data collected via strictly necessary cookies is processed pursuant to Article 5, paragraph (2), clause (c) of the Law—"processing of personal data belonging to the parties of a contract is necessary, provided that it is directly related to the conclusion or performance of the contract"—or clause (f)—"processing of data is necessary for the legitimate interests of the data controller, provided that the fundamental rights and freedoms of the data subject are not harmed."
Performance and Analytics Cookies
These are cookies that enable statistical measurement to analyze the behavior of users visiting our website and to measure traffic. This allows us to measure and improve our website's performance. These cookies help us understand which pages on our website are the most popular and which are the least popular. During the use of performance and analytics cookies, your personal data is processed based on your explicit consent, in accordance with Article 5, paragraph (1) of the Law.
Targeting/Advertising Cookies
These are third-party cookies placed by our advertising partners via our website. These cookies are used by our business partners to create a profile based on your interests and to display relevant advertisements to you.
Personal data collected through targeting/advertising cookies is processed based on your explicit consent, in accordance with Article 5, paragraph (1) of the Law.
Information regarding the cookies used on our website is provided in the table below:
|
Name of the cookie |
Purpose of Using Cookies |
Provider |
Cookie Type According to Your Side |
Cookie Storage Duration |
Cookie Category by Purpose |
|---|---|---|---|---|---|
|
15ac82e383e4ac2c70fa1ecbc9980f78 |
Cookies are essential for the operation of our website and are used to verify the user's session data. They are activated when you enter the page. |
www.emlakkatilim.com.tr |
First side |
During the session |
Compulsory |
|
AEC |
The AEC cookie is a type of Google cookie that enhances security and prevents spam, fraud, or abuse by ensuring requests come directly from the user and not from other malicious sites. |
|
Third party |
2 days |
Performance and Analysis |
|
APISID |
It is a web cookie placed on your browser by Google and used to personalize advertisements, store user preferences, or play embedded YouTube videos. |
|
Third party |
1 year |
Performance and Analysis |
|
DV |
Google uses an identification cookie in its ad optimization and ad serving processes to track user interactions and enable retargeting. |
|
Third party |
10 minutes |
Targeting and Advertising |
|
HSID |
The cookie is used to store digitally signed and encrypted records of the user's Google Account ID, as well as the time of their last login. |
|
Third party |
1 year |
Performance and Analysis |
|
IDE |
DoubleClick (or Google Ads Manager), Google's advertising platform, uses a third-party targeting and advertising cookie. |
Google / DoubleClick |
Third party |
1 year 1 month |
Targeting and Advertising |
|
NID |
The NID cookie is a cookie that Google places on your browser to remember the preferences of users who are logged out or have stopped using Google, and to display ads on Google services. |
|
Third party |
6 months |
Performance and Analysis |
|
SAPISID |
SAPISID is a secure authentication and targeting cookie used by Google to store user preferences, ensure session security, and deliver targeted advertising. |
|
Third party |
1 year |
Performance and Analysis |
|
SEARCH_SAMESITE |
This is a SameSite cookie used by Google to prevent abuse and verify that requests are made by the user. |
|
Third party |
6 months |
Performance and Analysis |
|
SID |
The SID cookie is a security and session cookie that stores digitally signed and encrypted records of a user's Google Account ID, along with the time of their last login. |
|
Third party |
1 year |
Performance and Analysis |
|
SIDCC |
SIDCC is a security cookie used by Google on its websites and services (Google Search, Google Maps, YouTube, etc.) to ensure user safety and detect suspicious activity. |
|
Third party |
1 year |
Performance and Analysis |
|
SSID |
is an encrypted cookie used to protect the preferences and security of logged-in users, and to provide personalized content and advertisements on platforms integrated with Google services (for example, sites that include the YouTube player). |
|
Third party |
1 year |
Performance and Analysis |
|
TS013f3244 |
This is an automated technical cookie assigned to your browser for the purposes of ensuring security, monitoring traffic, or load balancing on our website. |
.corporatecdn.realestateparticipation.com.tr |
First side |
During the session |
Compulsory |
|
TS01aee066 |
This is an automated technical cookie assigned to your browser for the purposes of ensuring security, monitoring traffic, or load balancing on our website. |
www.emlakkatilim.com.tr |
First side |
During the session |
Compulsory |
|
TS0af78cbe027 |
It is an automatic security cookie assigned to your browser by the cybersecurity firewall (WAF). |
www.emlakkatilim.com.tr |
First side |
During the session |
Compulsory |
|
UULE |
The "UULE" cookie is a Google cookie that sends precise location information from your browser to servers so that Google can show you search results that are more relevant to your exact location. |
|
Third party |
6 hours |
Targeting and Advertising |
|
__Secure-1PAPISID |
In accordance with Google's Cookie Policy, a cookie is stored on your browser for the purposes of user authentication, security measures, fraud prevention, and creating personalized advertising/preference profiles. |
|
Third party |
1 year |
Performance and Analysis |
|
__Secure-1PSID |
It is a security cookie placed on browsers by Google to ensure user session security, authentication, and session continuity. |
|
Third party |
1 year |
Performance and Analysis |
|
__Secure-1PSIDCC |
It is an authentication and security cookie used by Google and transmitted over secure (HTTPS) connections. |
|
Third party |
1 year |
Performance and Analysis |
|
__Secure-1PSIDTS |
This is a secure cookie used by Google for authentication, session security, and providing personalized advertising/services based on user interactions. |
|
Third party |
1 year |
Performance and Analysis |
|
__Secure-3PAPISID |
This is a persistent cookie used by Google that is stored in browsers to create user profiles, provide personalized ads, perform retargeting, and support security measures. |
|
Third party |
1 year |
Targeting and Advertising |
|
__Secure-3PSID |
A cookie is a cookie placed on browsers by Google and its affiliated services to secure user sessions, authenticate users, and provide personalized advertisements. |
|
Third party |
1 year |
Targeting and Advertising |
|
__Secure-3PSIDCC |
A cookie is a cookie placed on browsers by Google and its affiliated services to secure user sessions, authenticate users, and provide personalized advertisements. |
|
Third party |
1 year |
Targeting and Advertising |
|
__Secure-3PSIDTS |
It is an encrypted identification cookie used by Google services, such as Google and YouTube, to securely track user interactions, ad impressions, and site preferences. |
|
Third party |
1 year |
Targeting and Advertising |
|
Secure-BUCKET |
It is an authentication and security cookie used by Google and transmitted over secure (HTTPS) connections. |
|
Third party |
2.5 months |
Performance and Analysis |
|
__Secure-STRP |
This is a technical cookie used on our website by Google for security and fraud prevention purposes. |
|
Third party |
5 minutes |
Performance and Analysis |
|
_ga |
This is the main cookie used by Google Analytics to distinguish users from each other. |
emlakkatilim.com.tr |
Third party |
1 year 1 month |
Performance and Analysis |
|
_ga_J430VK26PL |
Google Analytics 4 (GA4) is an analytical cookie used by Google Analytics to track visitors and sessions on our website. |
emlakkatilim.com.tr |
Third party |
1 year 1 month |
Performance and Analysis |
|
_gcl_au |
Google Analytics 4 (GA4) is an analytics cookie used to track user sessions on websites. |
emlakkatilim.com.tr |
Third party |
2 months |
Performance and Analysis |
3. Transfer of Personal Data
Your processed personal data may be transferred—limited to the fulfillment of the aforementioned purposes and within the scope of our legitimate interests—to consultants from whom we procure services, as well as to providers of information technology infrastructure and technical services related to cookies; and, where expressly required by law or necessary to fulfill our legal obligations, to legally authorized public institutions and private entities; all in accordance with the rules governing the transfer of personal data set forth in Article 8 of the KVKK and within the framework of the data processing conditions stipulated in Article 5 of the KVKK.
4. Methods of Collecting Personal Data
Your personal data is collected via cookies in connection with your use of our bank's website, for the purposes described in this Cookie Disclosure Text.
5. Cookie Settings in Browser Settings
You can change your cookie preferences at any time by clicking the icon on our website. Toggle the buttons in the cookie management panel to the "on" or "off" position according to your preference, then click the "Save selected" button. Refresh the page to apply your preferences. Additionally, partial control can be exercised through browser settings.
You can access information on managing cookies in commonly used browsers via the links below:
| Google Chrome | https://support.google.com/chrome/answer/95647?hl=en |
|---|---|
| Internet Explorer | https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies |
| Mozilla Firefox | https://support.mozilla.com/en-US/kb/Cookies |
| Opera | https://help.opera.com/en/latest/web-preferences/ |
| Safari | https://help.apple.com/safari/mac/9.0/#/sfri40732 |
6. Rights under the KVKK
For your personal data processed through cookies used on our website, you can submit your requests regarding your rights within the scope of Article 11 of the Personal Data Protection Law to Türkiye Emlak Katılım Bankası A.Ş. in writing, in accordance with Article 5 of the "Communiqué on Procedures and Principles of Application to the Data Controller", or by using the registered electronic mail (KEP) address, secure electronic signature, mobile signature or the e-mail address previously notified by you to our Bank and registered in our Bank's systems.
Data Controller: Türkiye Emlak Katılım Bankası A.Ş.
Address: Barbaros Mah. Begonya St. No: 9A/1 Ataşehir /İSTANBUL
Mail: kvkk@emlakkatilim.com.tr or turkiyeemlakkatilimbankasi@hs02.kep.tr