Emerald Account

The Emerald Participation Account is a participation account offered exclusively to our individual (natural person) customers who have savings of 3 million TL or more and wish to evaluate these savings in pools that provide higher returns than standard participation account pools.

Account Features and Advantages:

• The Emerald Participation Account is opened exclusively in TL.
• The minimum amount required to open the account is TL 3,000,000.
• The profit-sharing ratio is 85/15 for accounts with a balance between TL 3,000,000 and TL 10,000,000, and 90/10 for accounts with a balance exceeding TL 10,000,000. These profit-sharing ratios represent the division of profit—generated through the utilization of your Emerald Participation Account balance—between you and the Bank.
• The account balance may decrease to a minimum of TL 1,000,000. No profit distribution is made for accounts with a balance falling below TL 1,000,000.
• Only individual customers are eligible to open an Emerald Participation Account.
• Emerald Participation Account can be opened with monthly, quarterly, semi-annual, annual, or "broken-term" (custom) maturity options.
• In the event of a withdrawal, the profit share payment is calculated based on the remaining balance in the Emerald Participation Account at the maturity date.

You may visit your nearest branch for detailed information and to apply.