Accounts

Private Current Account is a type of account opened for an indefinite period with no profit-sharing feature. You can deposit or withdraw any amount of money at any time for your daily banking needs.

It is a type of account which can be opened as deposit or drawing account and which ensures to keep your personal savings in gold.

With Silver Current Account and Platinum Current Account, you can perform your buying and selling transactions without paying income tax or any cost or expense.

The "Gold for Kids Account" is a special savings product in Turkish Lira, which can be opened on behalf of children under the age of 18, allowing for gold savings through regular or flexible payments. 

This is a type of current account that allows individuals who are tax exempt artisans selling products they manufacture in their homes (without opening a separate workplace and without using industrial type or mass-production machinery and tools) via the internet or similar electronic platforms to open a commercial account at banks and ensures that income tax is deducted at the specified rates (4% and 2%) from the revenue deposited into this account.

Emlak Katılım Bank is by your side to benefit from the tax exemption regarding the earnings you generate from social content creation and mobile application development!

The Savings Deposit Insurance Fund (SDIF/Fund) is an organization with a public legal personality, possessing administrative and financial autonomy.

This is an account type intended for our customers who have different current accounts at our Bank and frequently have cash flow into these accounts, but wish to control them from a single account. 

With our "Quarter Account" product, developed as a result of the cooperation between our Bank and the General Directorate of the Turkish State Mint and Stamp Printing House, our customers have the opportunity to deliver their physical gold to our bank and request it back physically whenever they wish.

Participation Account is the type of account opened with minimum 1-month maturity that allows for the distribution of yield at the end of maturity within the scope of the

The Cumulative Participation Accounts are participation accounts for those who are interested in making long-term investments with small savings.

The Emerald Participation Account is a participation account offered exclusively to our individual (natural person) customers who have savings of 3 million TL or more and wish to evaluate these savings in pools that provide higher returns than standard participation account pools.

High Profit Sharing Ratio for Those Who Become Our Customers via Video Call is at Emlak Katılım!

The Agile Account is a flexible participation account that allows our customers to earn profit shares on the balance remaining in their account after conducting their daily commercial activities and payments.

This is an account type based on the principle of profit and loss sharing, where funds deposited in Turkish Lira are utilized by our Bank to finance specific projects. 

The "Gain with Production" Participation Account consists of monthly rent-paying participation accounts, acting as a special fund pool created for our customers with legal entity status who produce and support production, to be used in financing the purchase of all kinds of new (0) movable and immovable property that may be subject to financial leasing transactions.

The Safest Way to Turn Your Gold into Investment: Jewelry Gold Participation Account!

With the YUVAM Participation Account, you can benefit from an additional return rate of up to 3% without being affected by exchange rate fluctuations.

                    The Dowry Account is a participation account, the form and conditions of which are defined in the Regulation on Dowry Account and State Contribution, which provides state support to our customers who save for at least 3 years with the intention of marriage, provided that they earn returns before marriage and make their first marriage by the age of 27 at the latest.

The Housing Account is a participation account that provides state support to our customers who save by making regular payments for at least 3 years, with the aim of supporting Turkish citizens who do not own any residential property in their name in acquiring their first and only home within the country.

Designed for customers who join the savings financing system. Instead of paying their down payment amount upfront to a savings financing company, customers can keep their down payment funds in this account and benefit from attractive profit-sharing rates.